Say you hit a nice quad on Double Double bonus, maybe Four Aces. And then you are faced with this screen:
Would you have the balls to go for it?
There's lots of reasons to do it, and lots of reasons not to. For one thing, you are risking 800 credits, but you aren't getting any points toward what could someday be a free buffet. And, basically you are looking at a 50/50 draw.
So maybe you decide to go for it.
Dealer card is a 5, you are looking pretty good... You pick your one card out of four that has to beat the dealer 5.
Which one is it gonna be?